A cookie is a small text file that is placed on a computer or smartphone when an individual visits a website. We use cookies to enable our website to operate correctly, to enhance your customer experience, track where visitors have come from and record other website activity as well as help us to improve our service to you. Cookies do not store your personal information; they store information about your preferences and actions when browsing our website.

Most browsers will usually allow cookies to be set automatically, but if you would prefer to not accept cookies you can change the settings in your internet browser. Please be aware that if you delete certain cookies and/or turn cookies off, this website will not function correctly.

Cookies we use on this website fall into four categories:

Strictly necessary cookies

These cookies help you to navigate our website, use its features and to be able to provide you with a quotation/policy.

Performance (Tracking) cookies

These cookies collect anonymous data about how you use our website, including what pages you have visited and how you interact with them. These cookies don’t collect your personal information; they help us to monitor and improve how our website works.

Functionality cookies

These cookies are used to help improve your visit to our website. They remember choices you have made and collect information anonymously.

Targeting and advertising cookies

We use third party cookies to show you appropriate offers and advertising as you browse other sites on the internet. These are based on the way you have interacted with our website.

Embedded content on this website also uses cookies which are set from a third party website. You can view the cookie policy on the third party website.

If you would like to learn more about cookies: www.bbc.co.uk/webwise/guides/about-cookies
How to turn off cookies within your browser: http://www.aboutcookies.org/how-to-control-cookies/

Please note that if you do turn off cookies within your browser, this website will not operate correctly.