FREE COVER FOR OVER 100 ACTIVITIES
A wide range of sports & activity cover is included free of charge under both Longstay & Backpacker. See Activity Pack 1 below. Other sports and activities, not included in Activity Pack 1 can be covered on payment of an additional premium.
Download the activity pack list.
If your activity is not on the list – please call us on 02392 419 011, and we’ll see if we can provide cover.
View the activities for each activity pack
| Activity | Activity Pack |
|---|---|
| Abseiling | 1 |
| Aerobics | 1 |
| Amateur Athletic Field Events / Track Events | 1 |
| Angling | 1 |
| Animal Sanctuary / Refuge Work | 1 |
| Archery* | 1 |
| Athletics | 1 |
| Badminton | 1 |
| Ballooning - Hot Air | 1 |
| Bamboo Rafting | 1 |
| Banana Boating | 1 |
| Bar Work | 1 |
| Baseball | 1 |
| Basketball | 1 |
| Beach Games | 1 |
| Biathlon | 1 |
| Body Boarding | 1 |
| Bowling | 1 |
| Bowls | 1 |
| Bridge | 1 |
| Bridge Swinging* | 1 |
| Bungee Jumping* | 1 |
| Camel Trekking | 1 |
| Canoeing* (up to grade 2 rivers only) | 1 |
| Catamaran Sailing* (in-shore) | 1 |
| Chess | 1 |
| Clay Pigeon Shooting* | 1 |
| Cricket | 1 |
| Croquet | 1 |
| Cross Country Running | 1 |
| Curling | 1 |
| Cycle Touring / Cycling (under 1,000m) | 1 |
| Dancing | 1 |
| Darts | 1 |
| Deep Sea Fishing | 1 |
| Diving (not deep sea or using scuba equipment) | 1 |
| Driving any Motorised Vehicle on roads or public highways* | 1 |
| Elephant Riding/Trekking | 1 |
| Farm Work | 1 |
| Fell Running | 1 |
| Fell Walking | 1 |
| Fencing | 1 |
| Fishing | 1 |
| Fives | 1 |
| Flag football | 1 |
| Flying as a passenger* (private / small aircraft / helicopter) | 1 |
| Football - Beach Kick Around | 1 |
| Fresh Water / Sea Fishing | 1 |
| Frisbee | 1 |
| Fruit or Vegetable Picking | 1 |
| Glass Bottom Boats | 1 |
| Gliding (learning non competition) | 1 |
| Golf | 1 |
| Gorilla Trekking | 1 |
| Gymnastics | 1 |
| Highland games | 1 |
| Hiking (up to 1,000m) | 1 |
| Hill Walking (up to 1,000m) | 1 |
| Historical Research | 1 |
| Horse Riding (no jumping) | 1 |
| Hot Air Ballooning* | 1 |
| Indoor Skating | 1 |
| Jet Boating* | 1 |
| Jet Skiing* | 1 |
| Jogging | 1 |
| Kayaking* (up to grade 2 rivers only) | 1 |
| Keepfit | 1 |
| Kiting | 1 |
| Korfball | 1 |
| Low Ropes | 1 |
| Manual Labour (work that involves the lifting or carrying of heavy items less than 25kg work at below the level of 2 storeys high but excluding any form of work underground) | 1 |
| Marathons | 1 |
| Model Flying | 1 |
| Motorcycling with appropriate UK licence on roads or public highways | 1 |
| Mountain Biking (on road non-racing) | 1 |
| Netball | 1 |
| Orienteering | 1 |
| Overland Trips | 1 |
| Paddle Boarding (inshore) | 1 |
| Petanque | 1 |
| Pigeon racing | 1 |
| Pony Trekking | 1 |
| Pool | 1 |
| Power Lifting | 1 |
| Quoits | 1 |
| Rackets | 1 |
| Rafting* (up to grade 2 rivers only) | 1 |
| Rambling (up to 1,000m) | 1 |
| Rap Running / Jumping | 1 |
| Raquetball | 1 |
| Restaurant Work | 1 |
| Rifle Range* | 1 |
| Ringos | 1 |
| River Walking | 1 |
| Rock Scrambling (under 4,000m) | 1 |
| Rounders | 1 |
| Rowing* | 1 |
| Running (sprint / long distance) | 1 |
| Safari (UK organised) | 1 |
| Safari Trekking | 1 |
| Sailing / Yachting* (inshore) | 1 |
| Scuba Diving* (up to 10m if qualified or with a qualified instructor - not solo) | 1 |
| Sea Fishing | 1 |
| Shinty | 1 |
| Shooting (target range - not hunting) | 1 |
| Small Bore Target Shooting | 1 |
| Snooker | 1 |
| Snorkelling (inside marked areas and/or with lifeguard present) | 1 |
| Soccer | 1 |
| Softball | 1 |
| Squash (amateur) | 1 |
| Stoolball | 1 |
| Stoopball | 1 |
| Surfing* (amateur) | 1 |
| Swimming (inside marked areas and/or with lifeguard present) | 1 |
| Swimming off a Boat (with a qualified supervisor in attendance ie a lifeguard) | 1 |
| Swimming with Dolphins (inside marked areas and/or with lifeguard present) | 1 |
| Swimming Pool (with lifeguard present) | 1 |
| Swim Trekking | 1 |
| Sydney Harbour Bridge Climbing (professionally organised & supervised) | 1 |
| Table Tennis | 1 |
| Team Games | 1 |
| Tennis | 1 |
| Trekking (up to 1,000m) | 1 |
| Triathlon | 1 |
| Tubing* | 1 |
| Tug of War | 1 |
| Volleyball | 1 |
| Water Skiing* (amateur) | 1 |
| Weight Lifting | 1 |
| Whale Watching | 1 |
| White Water Rafting* (up to grade 3 rivers only) | 1 |
| Windsurfing* / Boardsailing* / Sailboarding* | 1 |
| Yachting* (inshore) | 1 |
| Yoga | 1 |
| Zip Lining/ Zip Trekking (booked pre-trip - requires appropriate trekking altitude pack) | 1 |
| Adventure Racing (up to 12 hours) | 2 |
| Airsoft* (protective face masks must be worn) | 2 |
| American Football (training or amateur match, organised & with safety equipment) | 2 |
| Assault Courses (no high ropes) | 2 |
| Big Foot Skiing | 2 |
| Blade Skating | 2 |
| Bobbing | 2 |
| Breathing Observation Bubble (BOB) | 2 |
| Canoeing* (up to grade 3 rivers) | 2 |
| Canyoning | 2 |
| Cat Skiing | 2 |
| Cross Country Skiing | 2 |
| Dragon Boat Racing | 2 |
| Dry Slope Skiing | 2 |
| Elephant Trekking | 2 |
| Falconry | 2 |
| Fly Boarding* | 2 |
| Flying as a passenger* | 2 |
| Football – Amateur | 2 |
| Gaelic Football (training or amateur match) | 2 |
| Glacier Walking | 2 |
| Gliding (non-competition) | 2 |
| Go Karting* | 2 |
| Gorge Walking (no ropes) | 2 |
| Handball | 2 |
| Harness Racing | 2 |
| High Diving (indoor / outdoor swimming pools only) | 2 |
| Hobie Catting (in-shore) | 2 |
| Hockey | 2 |
| Horse Jumping (no polo, hunting) | 2 |
| Horse Riding (eventing) | 2 |
| Husky Dog Sledding | 2 |
| Hydro Zorbing | 2 |
| Ice Fishing | 2 |
| Ice Hockey (with full body protection) | 2 |
| Ice Skating | 2 |
| Indoor Climbing (on climbing wall) | 2 |
| Iron Man | 2 |
| Judo | 2 |
| Karate | 2 |
| Karting* | 2 |
| Kayaking* (up to grade 3 rivers) | 2 |
| Kayaking* (inshore) | 2 |
| Kendo | 2 |
| Kick Sledging | 2 |
| Kite Boarding | 2 |
| Lacrosse | 2 |
| Land Skiing | 2 |
| Land Yachting | 2 |
| Langlauf | 2 |
| Martial Arts (training only) | 2 |
| Modern Pentathlon | 2 |
| Mono Skiing | 2 |
| Mountain Biking (off road non-racing) | 2 |
| Mountain Boarding | 2 |
| Mountain Walking (up to 1,000m) | 2 |
| Mountaineering (up to 1,000m) | 2 |
| Motorcycling - Off Road* (up to 250cc) | 2 |
| Off-piste Skiing (guided or within recognised ski resort boundaries) | 2 |
| Paint Balling (protective face marks should be worn) | 2 |
| Parasailing* (over water) | 2 |
| Parascending* (over water) | 2 |
| Passenger Sledge | 2 |
| Polo Cross | 2 |
| Power Boating* (inshore) | 2 |
| Quad Bikes* | 2 |
| Rambling (up to 2,000m) | 2 |
| River Tubing* | 2 |
| Roller Blading / Line Skating / Skate Boarding | 2 |
| Roller Derby (safety equipment must be worn) | 2 |
| Roller Hockey | 2 |
| Roller Skating | 2 |
| Rugby (amateur match) | 2 |
| Rugby (training) | 2 |
| Rugby League | 2 |
| Rugby Union | 2 |
| Safari (non-UK Organised) | 2 |
| Sand Boarding | 2 |
| Sand Dune Surfing / Skiing* | 2 |
| Sand Yachting | 2 |
| Sea Kayaking / Canoeing* | 2 |
| Shark Cage Diving* | 2 |
| Skateboarding | 2 |
| Ski Boarding | 2 |
| Ski Dooing | 2 |
| Ski Resort Occupations (chalet / bar work not including ski instructing) | 2 |
| Skiing | 2 |
| Skiing - Mono | 2 |
| Skiing - Nordic | 2 |
| Sledging | 2 |
| Sleigh riding (reindeer, horses or dogs) | 2 |
| Snorkelling (outside marked areas and/or without lifeguard present) | 2 |
| Snow Biking* | 2 |
| Snow Blading | 2 |
| Snow Bobbing | 2 |
| Snow Mobile / Ski Doos* | 2 |
| Snow Mobiling* | 2 |
| Snow Parascending | 2 |
| Snow Scooting | 2 |
| Snow Shoe Walking | 2 |
| Snow Tubing | 2 |
| Snowboarding | 2 |
| Snowcat Driving | 2 |
| Speed Sailing* | 2 |
| Speed Skating | 2 |
| Speed Trials / Time Trials (amateur - organised, not public roads) | 2 |
| Sphereing | 2 |
| Street Hockey | 2 |
| Summer Tobogganing | 2 |
| Surfcasting | 2 |
| Swimming (outside marked areas and/or without lifeguard present) | 2 |
| Swimming off a Boat (unsupervised and/or no lifeguard) | 2 |
| Tae Kwon Do | 2 |
| Telemarking | 2 |
| Tobogganing | 2 |
| Trampolining | 2 |
| Tree Top Canopy Walking | 2 |
| Trekking (up to 2,000m) | 2 |
| Under 17 Driving* (not public roads) | 2 |
| War Games/Paint Balling (protective face masks must be worn) | 2 |
| Water Polo (amateur) | 2 |
| Water Ski Jumping* | 2 |
| White Water Rafting* (up to grade 6 rivers only) | 2 |
| Winter Sports | 2 |
| Wrestling (organised training) | 2 |
| Zip Lining / Zip Trekking (booked during trip - requires appropriate trekking altitude pack) | 2 |
| Buggying in motorised vehicles* | 3 |
| Caving/Pot Holing | 3 |
| Climbing (rock & ice - harnessed up to 3,000m) | 3 |
| Cyclo Cross | 3 |
| Devil Karting* | 3 |
| Dinghy Sailing* | 3 |
| Dirt Boarding | 3 |
| Glacier Skiing | 3 |
| Heliskiing | 3 |
| Hurling | 3 |
| Hydrospeeding | 3 |
| Ice Go Carting | 3 |
| Ice Windsurfing | 3 |
| Kite Buggying* | 3 |
| Kite Surfing | 3 |
| Mountaineering up to 2,000m | 3 |
| Octopush | 3 |
| Outdoor Endurance Tests | 3 |
| Parascending* (over land) | 3 |
| Power Gliding* | 3 |
| Power Kiting | 3 |
| River Bugging | 3 |
| Ski Biking | 3 |
| Ski Blading | 3 |
| Ski RandoneeSki Terrain Parks (excluding freestyle) | 3 |
| Ski Yawing | 3 |
| Skiing - Glacier | 3 |
| Skiing - Snowcat | 3 |
| Snow Carting | 3 |
| Snow Go Karting* | 3 |
| Snow Kiting | 3 |
| Trekking (up to 3,000m) | 3 |
| Via Ferratta | 3 |
| Wake Boarding | 3 |
| Wind Tunnel Flying | 3 |
| Winter Walking (poles & special shoes) | 3 |
| Adventure Racing (up to 24 hours) | 4 |
| Assault Courses (including high ropes and harnessed) | 4 |
| Black Country Skiing | 4 |
| Black Water Rafting (up to grade 3 rivers) | 4 |
| Blowcarting | 4 |
| BMX Freestyle & Racing | 4 |
| Cave Diving | 4 |
| Climbing (rock & ice - harnessed up to 4,000m) | 4 |
| Cycle Racing | 4 |
| Freestyle Skateboarding | 4 |
| Gliding* (as a passenger not as a pilot) | 4 |
| Hang Gliding (tandem - as a passenger only) | 4 |
| Micro Lighting (tandem - as a passenger only) | 4 |
| Motocross* | 4 |
| Motor Racing / Rallies / Competitions* (all types) | 4 |
| Mountaineering (up to 3,000m) | 4 |
| Paragliding* | 4 |
| Paramotoring* | 4 |
| Parapenting / Paraponting* | 4 |
| Polo | 4 |
| Scuba Diving* (up to 30m if qualified and with qualified instructor - not solo) | 4 |
| Skeleton | 4 |
| Ski Flying* | 4 |
| Ski Mountaineering | 4 |
| Ski Run Walking | 4 |
| Ski Touring | 4 |
| Skiing (off-piste without a guide) | 4 |
| Sky Dive - Tandem* (maximum of 2 jumps per trip) | 4 |
| Slack-Lining (at a height less than 2 meters) | 4 |
| Trekking (up to 5,000m) | 4 |
| Wicker Basket Tobogganing | 4 |
| Zorbing | 4 |
Please Note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover.
IMPORTANT NOTE APPLICABLE TO ALL ACTIVITIES
The Insured is required at all times to wear the appropriate safety equipment for that activity (for example protective clothing and/or suitable head protection). Please note that a General Exclusion of cover exists under the policy for claims arising directly or indirectly from the insured’s “wilful act of self exposure to peril”. This means that insurers will not pay the claim if the insured does not meet this policy condition.