Activities

FREE COVER FOR OVER 100 ACTIVITIES

A wide range of sports & activity cover is included free of charge under both Longstay & Backpacker. See Activity Pack 1 below. Other sports and activities, not included in Activity Pack 1 can be covered on payment of an additional premium.If your activity is not on the list – please call us on 02392 419 070, and we’ll see if we can provide cover. We are open Monday to Friday 8am – 6pm, closed Bank Holidays.

Activity Pack 1 – automatically covered without an additional premium

  • Abseiling
  • Aerobics
  • Amateur Athletic Field Events / Track Events
  • Angling
  • Animal Sanctuary / Refuge Work
  • Archery*
  • Athletics
  • Badminton
  • Ballooning – Hot Air
  • Bamboo Rafting
  • Banana Boating
  • Bar Work
  • Baseball
  • Basketball
  • Beach Games
  • Biathlon
  • Billiards
  • Bird Watching
  • Body Boarding
  • Bowling
  • Bowls
  • Boxing Training
  • Bridge
  • Bridge Swinging*
  • Bungee Jumping*
  • Camel Trekking
  • Camping
  • Canoeing* (excluding white water)
  • Caravanning
  • Catamaran Sailing* (in-shore)
  • Chess
  • Clay Pigeon Shooting*
  • Cricket
  • Croquet
  • Cross Country Running
  • Curling
  • Cycle Touring / Cycling (under 1,000m)
  • Dancing
  • Darts
  • Deep Sea Fishing
  • Diving
  • Driving any Motorised Vehicle
  • Elephant Trekking (UK-booked)
  • Farm Work
  • Fell Running
  • Fell Walking
  • Fencing
  • Fishing
  • Fives
  • Flag football
  • Flying as a passenger* (private / small aircraft / helicopter)
  • Football
  • Football – Beach Kick Around
  • Fresh Water / Sea Fishing
  • Frisbee
  • Fruit or Vegetable Picking
  • Glass Bottom Boats
  • Gliding (learning non competition)
  • Golf
  • Gorilla Trekking
  • Gymnastics
  • Highland games
  • Hiking (up to 1,000m)
  • Hill Walking (up to 1,000m)
  • Historical Research
  • Horse Riding (no jumping)
  • Hot Air Ballooning*
  • Indoor Skating
  • Jet Boating*
  • Jet Skiing*
  • Jogging
  • Kayaking* (up to grade 2 rivers only)
  • Keepfit
  • Kiting
  • Korfball
  • Low Ropes
  • Manual Labour (work that involves the lifting or carrying of heavy items less than 25kg work at below the level of 2 storeys high but excluding any form of work underground)
  • Marathons
  • Model Flying
  • Model Sports
  • Motorcycling with appropriate UK licence
  • Mountain Biking (on road non-racing)
  • Netball
  • Orienteering
  • Overland Trips
  • Paddle Boarding (inshore)
  • Petanque
  • Pigeon racing
  • Pony Trekking
  • Pool
  • Power Lifting
  • Quoits
  • Rackets
  • Rafting*
  • Rambling (up to 1,000m)
  • Rap Running / Jumping
  • Raquet Ball
  • Re-Enactment
  • Restaurant Work
  • Rifle Range*
  • Ringos
  • River Walking
  • Rock Scrambling (under 4,000m)
  • Rounders
  • Rowing*
  • Running (sprint / long distance)
  • Safari (UK organised)
  • Safari Trekking
  • Sailing / Yachting* (inshore)
  • Scuba Diving* (to 30m if qualified or with qualified instructor – not solo)
  • Sea Fishing
  • Shinty
  • Shooting (target range – not hunting)
  • Small Bore Target Shooting
  • Snooker
  • Snorkelling (inside marked areas and/or with lifeguard present)
  • Soccer
  • Softball
  • Squash (amateur)
  • Stoolball
  • Stoopball
  • Surfing* (amateur)
  • Swimming (inside marked areas and/or with lifeguard present)
  • Swimming off a Boat (with a qualified supervisor in attendance ie a lifeguard)
  • Swimming with Dolphins (inside marked areas and/or with lifeguard present)
  • Swimming Pool (with lifeguard present)
  • Swim Trekking
  • Sydney Harbour Bridge Climbing (professionally organised & supervised)
  • Table Tennis
  • Team Games
  • Ten Pin Bowling
  • Tennis
  • Trekking (up to 1,000m)
  • Triathlon
  • Tubing*
  • Tug of War
  • Volleyball
  • Water Skiing* (amateur)
  • Weight Lifting
  • Whale Watching
  • White Water Rafting* (grade 1 to 3)
  • Windsurfing* / Boardsailing* / Sailboarding*
  • Yachting* (inshore)
  • Yoga
  • Zip Lining/ Zip Trekking (booked pre-trip – requires appropriate trekking altitude pack)

Please Note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover.

Activity Pack 2 – additional premium required

  • Adventure Racing (up to 12 hours)
  • Airsoft*
  • American Football (training or amateur match, organised & with safety equipment)
  • Assault Courses (no high ropes)
  • Big Foot Skiing
  • Blade Skating
  • Bobbing
  • Breathing Observation Bubble (BOB)
  • Canoeing* (white water grades 1 to 3)
  • Canyoning
  • Cat Skiing
  • Cross Country Skiing
  • Dragon Boat Racing
  • Dry Slope Skiing
  • Elephant Riding / Trekking (non-UK booked)
  • Equestrian
  • Falconry
  • Fly Boarding*
  • Flying Crew / Pilot*
  • Flying Helicopter* (pilot)
  • Football – Amateur
  • Gaelic Football (training or amateur match)
  • Glacier Walking
  • Gliding (non-competition)
  • Go Karting*
  • Gorge Walking (no ropes)
  • Handball
  • Harness Racing
  • High Diving (indoor / outdoor swimming pools only)
  • Hobbie Catting (in-shore)
  • Hockey
  • Horse Jumping (no polo, hunting)
  • Horse Riding (eventing)
  • Husky Dog Sledding
  • Hydro Zorbing
  • Ice Fishing
  • Ice Hockey (with full body protection)
  • Ice Skating
  • Indoor Climbing (on climbing wall)
  • Iron Man
  • Jousting
  • Judo
  • Karate
  • Karting*
  • Kayaking* (grade 3 rivers only)
  • Kayaking* (inshore)
  • Kendo
  • Kick Sledging
  • Kite Boarding
  • Lacrosse
  • Land Skiing
  • Land Yachting
  • Langlauf
  • Martial Arts (training only)
  • Modern Pentathlon
  • Mono Skiing
  • Mountain Biking (off road non-racing)
  • Mountain Boarding
  • Mountain Walking (up to 1,000m)
  • Mountaineering (up to 1,000m)
  • Motorcycling – Off Road* (up to 250cc)
  • Off-piste Skiing
  • Paint Balling
  • Parasailing* (over water)
  • Parascending* (over water)
  • Passenger Sledge
  • Polo Cross
  • Power Boating* (inshore)
  • Professional Entertaining (acrobatics, dancing, etc.)
  • Quad Bikes*
  • Rambling (up to 2,000m)
  • River Tubing*
  • Rodeo
  • Roller Blading / Line Skating / Skate Boarding
  • Roller Derby (safety equipment must be worn)
  • Roller Hockey
  • Roller Skating
  • Rugby (amateur match)
  • Rugby (training)
  • Rugby League
  • Rugby Union
  • Safari (non-UK Organised)
  • Sand Boarding
  • Sand Dune Surfing / Skiing*
  • Sand Yachting
  • Sea Kayaking / Canoeing*
  • Shark Cage Diving*
  • Skateboarding
  • Ski Boarding
  • Ski Dooing
  • Ski Resort Occupations (chalet / bar work not including ski instructing)
  • Skiing
  • Skiing – Mono
  • Skiing – Nordic
  • Sledging
  • Sleigh riding (reindeer, horses or dogs)
  • Snorkelling (outside marked areas and/or without lifeguard present)
  • Snow Biking*
  • Snow Blading
  • Snow Bobbing
  • Snow Mobile / Ski Doos*
  • Snow Mobiling*
  • Snow Parascending
  • Snow Scooting
  • Snow Shoe Walking
  • Snow Tubing
  • Snowboarding
  • Snowcat Driving
  • Speed Sailing*
  • Speed Skating
  • Speed Trials / Time Trials (amateur – organised, not public roads)
  • Sphereing
  • Street Hockey
  • Summer Tobogganing
  • Surfcasting
  • Swimming (outside marked areas and/or without lifeguard present)
  • Swimming off a Boat (unsupervised and/or no lifeguard)
  • Tae Kwon Do
  • Telemarking
  • Tobogganing
  • Trampolining
  • Tree Top Canopy Walking
  • Treking (up to 2,000m)
  • Under 17 Driving* (not public roads)
  • War Games/Paint Balling
  • Water Polo (amateur)
  • Water Ski Jumping*
  • White Water Rafting* (grades 4 to 6)
  • Winter Sports (On-piste skiing, snowboarding and ice skating)
  • Wrestling (organised training)
  • Zip Lining / Zip Trekking (booked during trip – requires appropriate trekking altitude pack)

Please Note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover.

Activity Pack 3 – additional premium required

  • Buggying*
  • Caving/Pot Holing
  • Climbing (rock & ice – harnessed up to 3,000m)
  • Cyclo Cross
  • Devil Karting*
  • Dinghy Sailing*
  • Dirt Boarding
  • Glacier Skiing
  • Heliskiing
  • Hurling
  • Hydrospeeding
  • Ice Go Carting
  • Ice Windsurfing
  • Kite Buggying*
  • Kite Surfing
  • Mountaineering up to 2,000m
  • Octopush
  • Outdoor Endurance Tests
  • Paragliding*
  • Paramotoring*
  • Parascending* (over land)
  • Power Gliding*
  • Power Kiting
  • River Bugging
  • Skeleton
  • Ski Biking
  • Ski Blading
  • Ski Randonee
  • Ski Touring
  • Ski Yawing
  • Skiing – Freestyle
  • Skiing – Glacier
  • Skiing – Snowcat
  • Snow Carting
  • Snow Go Karting*
  • Snow Kiting
  • Trekking (up to 3,000m)
  • Via Ferratta
  • Wake Boarding
  • Wind Tunnel Flying
  • Winter Walking (poles & special shoes)

Please Note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover.

Activity Pack 4 – additional premium required

  • Adventure Racing (up to 24 hours)
  • Assault Courses (including high ropes and harnessed)
  • Black Water Rafting (grades 1 to 3)
  • Blowcarting
  • BMX Freestyle & Racing
  • Cave Diving
  • Climbing (rock & ice – harnessed up to 4,000m)
  • Cycle Racing
  • Freestyle Skateboarding
  • Gliding* (competition)
  • Hang Gliding
  • Micro Lighting
  • Motocross*
  • Motor Racing / Rallies / Competitions* (all types)
  • Mountaineering (up to 3,000m)
  • Parapenting / Paraponting*
  • Polo
  • Scuba Diving* (to 40m if qualified and with qualified instructor – not solo)
  • Ski Flying*
  • Ski Mountaineering
  • Ski Run Walking
  • Skiing (off-piste without a guide)
  • Sky Dive – Tandem* (maximum of 2 jumps per trip)
  • Sky Dive – Solo* (maximum of 1 jump per trip)
  • Slack-Lining
  • Trekking (up to 5,000m)
  • Wicker Basket Tobogganing
  • Zorbing

Please Note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover.

IMPORTANT NOTE APPLICABLE TO ALL ACTIVITIES

The Insured is required at all times to wear the appropriate safety equipment for that activity (for example protective clothing and/or suitable head protection). Please note that a General Exclusion of cover exists under the policy for claims arising directly or indirectly from the insured’s “wilful act of self exposure to peril”. This means that insurers will not pay the claim if the insured does not meet this policy condition.